The Mothman Prophecies (2002) - 7/10
Moths are horrible little creatures, so if one took a semi-human form, came to visit you in the dead of the night and then told you about how a disaster is about to occur, then you'd probably sit up and take notice, not to mention absolutely shit your pants. This film is quite scary for a 12, but there's actually an engaging storyline to go with it. Based, allegedly, on a true story too.